Start Your Financial Journey

Financial Literacy Program

Smart Start Adventures is a fun, hands-on financial literacy program designed just for third graders. Over six weekly lessons, students explore what money is, how it’s earned, the difference between needs and wants, the importance of saving, and how to make smart spending choices. The program includes a real-world simulation where students earn classroom “paychecks,” make savings decisions, and track progress toward personal goals — all tied to a real savings account at Journey Federal Credit Union. Through storytelling, interactive activities, and real-life rewards, students gain practical money skills they can carry into the future.

Smart Start Adventures

 

Program Materials

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