We offer three programs:

VISA® Platinum Classic Secured

VISA® Platinum Classic

VISA® Platinum Preferred

A VISA credit card from JFCU gives you all the convenience and worldwide acceptance of the most recognized name in credit cards, but at a much lower cost than other issuers:

  • NO Annual Fee.
  • Fixed Annual Percentage Rate.
  • Easy to convert higher paying credit cards.

With our Secured VISA credit card, the funds are held in your savings account to secure your charges while strengthening your credit!

APPLY NOW

 


Changes are coming to your Journey FCU Credit Card

Journey Federal Credit Union is excited to announce our partnership with an in-house credit card processor to better service your credit card needs. This will mean a few changes to your account, and we want to make sure you know exactly what’s happening. Current cardholders should have received a letter in the mail with additional details. See a sample letter here!


Mobile Payments Available

Your JFCU Credit Card allows you to take advantage of Apple Pay, Samsung Pay, and Google Pay!

Click here to learn more about Google Pay.

Check out the Apple Pay guided tour by clicking here.

For details on Samsung Pay, learn more by clicking here.


CardValet®

Journey Federal Credit Union is pleased to offer CardValet®, a mobile card management application that helps reduce account fraud by allowing cardholders to monitor accounts with their smartphone and control how, when, and where their debit or credit card is used. Click here for more information!

CardValet


Visa Payments

Looking to make a payment on your JFCU VISA? Simply log into your e*Teller online banking account and click the card icon next to your card number to view transactions and more! If you prefer, you can always give us a call at 989.227.3700! For additional instructions, click here to access a step-by-step guide.


Rewards

Your JFCU Credit Card will now earn points through the uChoose Rewards program! This is the same rewards program associated with our Debit Cards, so no matter which JFCU card you use for purchases, your rewards will add up even faster!

uChoose Rewards

 

 


Credit Card Rates
Effective Date: Friday, December 4th, 2020
Card TypeAPR*Max TermEst. Monthly Payment
(per $1,000)
Max Loan Amount
Visa ® Platinum Preferred 9.90% Revolving 2.25% of outstanding balance; minimum $15 $15,000
Visa ® Platinum Classic Secured 12.99% Revolving 2.25% of outstanding balance; minimum $15 $500
Visa ® Platinum Classic 12.99% Revolving 2.25% of outstanding balance; minimum $15 $15,000
*APR = Annual Percentage Rate. Credit restrictions apply.

Lost/Stolen Cards:

If you need to report your VISA card lost or stolen during normal business hours, please call us at 989-227-3710. After regular business hours or on the weekend, please call 1-855-624-7714.

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