We offer three programs:
VISA® Platinum Classic Secured*
VISA® Platinum Classic**
VISA® Platinum Preferred**
A VISA credit card from JFCU gives you all the convenience and worldwide acceptance of the most recognized name in credit cards, but at a much lower cost than other issuers:
- NO Annual Fee.
- Fixed Annual Percentage Rate.
- Easy to convert higher paying credit cards.
With our Secured VISA credit card, the funds are held in your savings account to secure your charges while strengthening your credit!
To see all the amazing features a JFCU Credit card has to offer, click here.
*Click here for secured credit card disclosure.
**Click here for classic/preferred credit card disclosure.
CardValet®
Journey Federal Credit Union is pleased to offer CardValet®, a mobile card management application that helps reduce account fraud by allowing cardholders to monitor accounts with their smartphone and control how, when, and where their debit or credit card is used. Click here for more information!
Visa Payments
Looking to make a payment on your JFCU VISA? Simply log into your JFCU online banking account and click the card icon next to your card number to view transactions and more! If you prefer, you can always give us a call at 989.227.3700!
uChoose Rewards
Your JFCU Credit Card will earn points through the uChoose Rewards program! This program is free & easy to use.
Sign up today at uChoose Rewards.
Card Type | APR* | Max Term | Est. Monthly Payment (per $1,000) | Max Loan Amount |
---|---|---|---|---|
Visa ® Platinum Preferred | 9.90% | Revolving | 2.25% of outstanding balance; minimum $15 | $15,000 |
Visa ® Platinum Classic Secured | 12.99% | Revolving | 2.25% of outstanding balance; minimum $15 | $500 |
Visa ® Platinum Classic | 12.99% | Revolving | 2.25% of outstanding balance; minimum $15 | $15,000 |
*APR = Annual Percentage Rate. Credit restrictions apply. |
Lost/Stolen Cards:
If you need to report your VISA card lost or stolen during normal business hours, please call us at 989-227-3710. After regular business hours or on the weekend, please call 855-624-7714.
To activate a new card of dispute a transaction, please call 855-624-7714.
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