We offer three programs:
VISA® Platinum Classic Secured
VISA® Platinum Classic
VISA® Platinum Preferred
A VISA credit card from JFCU gives you all the convenience and worldwide acceptance of the most recognized name in credit cards, but at a much lower cost than other issuers:
- NO Annual Fee.
- Fixed Annual Percentage Rate.
- Easy to convert higher paying credit cards.
With our Secured VISA credit card, the funds are held in your savings account to secure your charges while strengthening your credit!
Changes are coming to your Journey FCU Credit Card
Journey Federal Credit Union is excited to announce our partnership with an in-house credit card processor to better service your credit card needs. This will mean a few changes to your account, and we want to make sure you know exactly what’s happening. Current cardholders should have received a letter in the mail with additional details. See a sample letter here!
Mobile Payments Available
Your JFCU Credit Card allows you to take advantage of Apple Pay, Samsung Pay, and Google Pay!
Click here to learn more about Google Pay.
Check out the Apple Pay guided tour by clicking here.
For details on Samsung Pay, learn more by clicking here.
Journey Federal Credit Union is pleased to offer CardValet®, a mobile card management application that helps reduce account fraud by allowing cardholders to monitor accounts with their smartphone and control how, when, and where their debit or credit card is used. Click here for more information!
Looking to make a payment on your JFCU VISA? Simply log into your e*Teller online banking account and click the card icon next to your card number to view transactions and more! If you prefer, you can always give us a call at 989.227.3700! For additional instructions, click here to access a step-by-step guide.
|Card Type||APR*||Max Term||Est. Monthly Payment|
|Max Loan Amount|
|Visa ® Platinum Preferred||9.90%||Revolving||2.25% of outstanding balance; minimum $15||$15,000|
|Visa ® Platinum Classic Secured||12.99%||Revolving||2.25% of outstanding balance; minimum $15||$500|
|Visa ® Platinum Classic||12.99%||Revolving||2.25% of outstanding balance; minimum $15||$15,000|
|*APR = Annual Percentage Rate. Credit restrictions apply.|