A credit card from JFCU gives you all the convenience and worldwide acceptance of the most recognized name in credit cards, but at a much lower cost than other issuers:
- NO Annual Fee.
- Fixed Annual Percentage Rate.
- Easy to convert higher paying credit cards.
With our secured credit card, the funds are held in your savings account to secure your charges while strengthening your credit!
To see all the amazing features a JFCU credit card has to offer, click here.
*Click here for our credit card disclosure.
Mastercard ID Theft Protection™
Your JFCU Mastercard comes with Mastercard ID Theft Protection™ to better safeguard you against possible identity theft and bring you security and peace of mind.1
Mastercard ID Theft Protection™ :
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Monitors your credit file for changes that could indicate fraud, such as new credit inquiries, an address change or a new account opened in your name.1
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Sends alert notifications whenever suspicious activity is detected so that you can take immediate action to minimize potential damage. The tool monitors suspicious activity related to the personal information you choose to track, such as your name, address, email address, social security number, date of birth, debit/credit card numbers or other sensitive data.1
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Provides ID Theft Resolution, assigning a resolution specialist to you when you require assistance resolving issues related to identity theft.1
Activate Mastercard ID Theft Protection™ today — at no cost. To activate your ID Theft Protection benefits, visit mastercardus.idprotectiononline.com and enter your card number to start the registration process.
| 1. Certain terms, conditions and exclusions apply. Cardholders need to register for this service. This service is provided by Iris® Powered by Generali. Please see your Guide to Benefits for details or call 1-800-MASTERCARD. |
| Mastercard, World Mastercard, World Elite Mastercard, and the circles design are registered trademarks, and Mastercard ID Theft Protection is a trademark, of Mastercard International Incorporated. © 2022 Mastercard. All rights reserved. |
| Card Type | APR* | Max Term | Est. Monthly Payment (per $1,000) | Max Loan Amount |
|---|---|---|---|---|
| Platinum Mastercard | As low as 8.50% | Revolving | 2.25% of outstanding balance; minimum $15 | $15,000 |
| Platinum Mastercard Secured | As low as 8.50% | Revolving | 2.25% of outstanding balance; minimum $15 | $15,000 |
*APR = Annual Percentage Rate. Other rates & terms available. Rate subject to risk adjustment. Credit restrictions apply. | ||||
Minimum Interest Charge: If you are charged interest, the charge will be no less than$1.50. Foreign Transaction Fee is 1.00% of each transaction in U.S. dollars. | ||||
| Click here for full card disclosure. | ||||
Card Payments
Looking to make a payment on your JFCU credit card? Simply log into your JFCU online banking account and click the card icon next to your card number to view transactions and more! If you prefer, you can always stop by or give us a call at 989.227.3700! Mailing your payment is also an option. Send payments to us at:
JOURNEY FCU
1200 ZEEB DR
ST JOHNS, MI 48879
Lost/Stolen Cards:
To report a lost or stolen Credit card during normal business hours, please call us at 989-227-3700. After regular business hours or on the weekend, please call 888-263-3370.
OTHER IMPORTANT NUMBERS
Card Activation: 855-726-4885
Chargebacks/Disputes: 833-995-2888 (8am-9pm EST M-F; 9am-3pm EST SAT.)
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