Share/Savings Rates
Effective Date: Monday, October 26th, 2020
Share TypeDividend RateAPY*
Checking No Dividend Earned  
Millennium Checking
$0 to $499.99 0.00% 0.00%
$500.00 and Over 0.05% 0.05%
Regular Share/Savings**
$0 to $99.99 0.00% 0.00%
$100.00 and Over 0.05% 0.05%
Youth Share/Savings**
$0.00 to $4.99 0.00% 0.00%
$5.00 and Over 0.05% 0.05%
Life Share/Savings**
$0 to $99.99 0.00% 0.00%
$100.00 and Over 0.05% 0.05%
Money Market Share/Savings***
$0 to $1,999.99 0.00% 0.00%
$2,000.00 to $19,999.99 0.050% 0.05%
$20,000.00 to $74,999.99 0.100% 0.10%
$75,000.00 and Over 0.150% 0.15%
IRA Share/Savings Account
($1 minimum balance to earn dividends)** 0.05% 0.05%
APY = Annual Percentage Yield.
**Minimum amount to open is $5.00
***Minimum amount to open is $2,000

Certificates of Deposit (CD) and IRA Certificates
Effective Date: Monday, October 26th, 2020
TermInterest RateAPY*
6 Month 0.349% 0.35%
12 Month 0.399% 0.40%
No Penalty 14 Month 0.349% 0.35%
     NO PENALTY Requires - $2,500 Minimum Deposit
18 Month 0.449% 0.45%
24 Month 0.499% 0.50%
36 Month 0.598% 0.60%
48 Month 0.698% 0.70%
60 Month 0.797% 0.80%
1 Year Super Saver Certificate 0.300% 0.30%

SUPER SAVER - Only a $25.00 minimum deposit! Plus, you can make additional deposits of $25.00 or more!!

*APY = Annual Percentage Yield.
$25.00 penalty for early withdrawl on the Super Saver Certificate.
$500.00 minimum deposit for ALL Certificates except where otherwise disclosed; excluding Super Saver & No Penalty CD. Early withdrawal penalties: 90 days interest forfeited on 12 months and under; 180 days interest forfeited on 18 and 24 months. 365 days interest forfeited for 36, 48 and 60 months. See disclosure on specific details on individual accounts.Rates and Terms are subject to change at any time.

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