Journey Checking Accounts

The journey is yours, so why not have a checking account that meets your needs? Choose from one of our three checking accounts:

Journey Rewards Checking

  • Earn rewards on each purchase with a JFCU Debit card
  • Free Bill Pay with Online Banking & eStatements
  • Overdraft Protection available through Mastercard

Journey Dividend Checking

  • NO minimum balance to earn
  • Free Bill Pay with Online Banking & eStatements
  • Comprehensive overdraft protection

Journey Free Checking

  • NO transactional fees, such as NSF, Courtesy Pay, and Overdraft Transfer
  • Perfect for students or the budget-conscious member seeking simple, fee-free banking
  • Direct deposit, online banking, and eStatement enrollment required

*NEW* Debit Round-Up

The Debit Card Round-Up program at Journey Federal Credit Union allows you to save effortlessly by automatically rounding up each debit card purchase to the nearest dollar and transferring the difference into a designated savings or checking account - helping you save with every purchase you make!

     Effortless Savings: Save money with every purchase without any additional effort.

     Financial Growth: Small, incremental savings can accumulate significantly over time, helping you achieve your financial goals.

     Customization: You have control over which account receives the round-up savings, providing flexibility and convenience.

    How It Works:

  • Enroll in the program from JFCU online or mobile banking.
    1. Log into online banking.
    2. Select the arrow (>) or elipses (...) next to your checking account to access the menu.
    3. Select "Debit Card Roundup" from the menu.
    4. Follow the prompts to select the account to receive the round-up funds & complete enrollment.
  • Once enrolled, round-up amounts are calculated for each debit card purchase made throughout the day (to the nearest dollar).
  • At the end of each day, a single transfer is made for the total of all round-up transactions made that day. That amount will automatically transfer from your checking account to the account designated during enrollment.

Learn More

Interested in opening a checking account but unsure where to start? Opening a checking account just got a whole lot easier, thanks to the CheckRight course offered through the GreenPath Financial Wellness Learning Lab. It only takes about 15 minutes to complete the course, so check it out today CheckRight is an online checking account management education module designed to teach you how to manage a checking account.

Already have a checking account? Be sure you're getting the most out of it by taking advantage of all these great features:

ATM & Debit Cards

To report a lost or stolen ATM/Debit card during normal business hours, please call us at 989-227-3700. After regular business hours or on the weekend, please call 888-263-3370.

OTHER IMPORTANT NUMBERS

Card Activation: 855-726-4885

Chargebacks/Disputes: 833-995-2888 (8am-9pm EST M-F; 9am-3pm EST SAT.)

 

Find a Journey Federal Credit Union ATM near you.

FAQs

Checking Questions

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