StudentChoice Lending

A Better Way to Pay for College!

Student Choice Student Loans

Journey Federal Credit Union now offers a private student loan solution with your best interest in mind! With zero origination fees, lower interest rates and flexible repayment options, it is easy to see why our private student loan solution gives students and families a better way to pay for college.

Our Student Choice private loan solution helps fill funding gaps that federal aid can leave behind. As the cost of both public and private colleges and universities continues to increase, federal funding has not kept pace. This growing gap between what college costs and the financial aid available is causing many families to resort to higher cost private student loans to pay for higher education.

Since Journey Federal Credit Union is here for one reason only – to serve our members – we are able to offer more competitive student loan options and save you money. Student loans are a long-term relationship and it is important to choose a lender carefully. Always be sure you read the fine print and compare fees, terms and repayment options (not just rates) when comparing student loans.

You can read more about how to choose student loans and the financial aid process by visiting our brand-new student-focused website, With easy-to-use calculators, helpful articles, a glossary of common terms and even a national scholarship search engine, this new website provides students and families with the tools and resources they need to make a smart decision when financing college.

Remember, our goal is not just to help you fund a college education for yourself or a family member, but to become your financial partner for life!

College Prep

Impacted by the Coronavirus Pandemic? We’re here to help.


In light of the significant impact and ongoing uncertainty around the Coronavirus pandemic, please know that your well-being and financial needs are our top priorities. With that in mind, in regard to your student loan account we have taken steps to ensure that you have access to the services and personalized support that you may need.

Anytime Access

University Accounting Service (UAS) is the loan servicer for your account and provides 24/7 access to view your student loan information and make payments at (Payments by mail should be sent to University Accounting Service, PO Box 5865, Carol Stream, IL 60197-5865.)

Personalized Support

If you have additional questions regarding your student loan account, or are experiencing difficulties at this time and need to discuss repayment options to keep your account in good standing, please call 800-723-2210 to speak with a servicing agent.


About Journey Federal Credit Union

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