Can I have both a traditional and a Roth IRA?
Yes, you can maintain both types of IRAs at the same time. You can even make contributions to both types of IRAs in the same year. But your contributions to both Roth and traditional IRAs cannot exceed the maximum contribution limit for all IRAs. For current rates, please visit our Share Certificates page.
- What is a Roth IRA?
- How much can I contribute to my Roth IRA?
- Will I earn interest on my money if I put it into a Roth IRA?
- Who can contribute to a Roth IRA?
- Will my Roth IRA affect the amount that I can contribute to my employer-sponsored retirement plan?