If you need cash fast, we've got your alternative to payday lending! Get up to $500 for whatever you need from holiday shopping to paying off debt to a weekend getaway!
Your signature is all the security you need for a low-cost loan that can be used for anything you want…from a loan for a home computer to a loan for a vacation.
Any time you need money, you just take an advance off your pre-approved Line of Credit. Take an advance through the convenience of our online Home Banking (e*Teller) or through the convenience of your phone (Touch Tone Teller).
|Personal Loan Rates|
|Effective Date: Friday, July 29th, 2016|
|APR*||Max Term||Est. Monthly Payment|
|Max Loan Amount|
|Quick Cash Loan||18.00%||4 months||Minimum weekly payment $35/$65 bi-weekly||$500|
|$20 application fee applies to all Quick Cash loans regardless of credit. Discounts do not apply. Must have Credit Union checking account in good standing for at least 6 months.|
|Signature Loan||10.90%||36 months||36 payments of $32.84||$20,000|
|11.90%||48 months||48 payments of $26.42||$20,000|
|12.90%||60 months||60 payments of $22.83||$20,000|
|Share or CD Secured||2.50% over rate paid||Match to Maturity||Varies||$100,000|
|Personal Line of Credit||13.90%||Revolving||3.5% of outstanding balance
|$10,000 outstanding balance; minimum $40|
|Overdraft Plus, Overdraft Protection||15.00%||Revolving||3.5% of outstanding balance; minimum $15||$2,000 outstanding balance; minimum $40|
|*APR = Annual Percentage Rate. Rate subject to risk adjustment. Credit restrictions apply.|