Personal Loans

Unsecured/Signature Loans

Your signature is all the security you need for a low-cost loan that can be used for anything you want…from a loan for a home computer to a loan for a vacation.


Lines of Credit

Any time you need money, you just take an advance off your pre-approved Line of Credit. Take an advance through the convenience of our online Home Banking (e*Teller) or through the convenience of your phone (Touch Tone Teller).

 

Personal Loan Rates
Effective Date: Wednesday, April 23rd, 2014
APR*Max TermEst. Monthly Payment
(per $1,000)
Max Loan Amount
Signature Loan 10.90% 36 Months 36 payments of $32.84 $20,000
  11.90% 48 Months 48 payments of $26.42 $20,000
  12.90% 60 Months 60 payments of $22.83 $20,000
Share or CD Secured 2.5% over rate paid Match to Maturity Varies $100,000
Personal Line of Credit 13.9% Revolving 3.5% of outstanding balance
minimum $15
$10,000 outstanding balance; minimum $40
Overdraft Plus, Overdraft Protection 15% Revolving 3.5% of outstanding balance; minimum $15 $2,000 outstanding balance; minimum $40



Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act
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