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Journey Federal Credit Union



Share Certificates

IRA (Individual Retirement Account) Share/Savings Account

Put aside money for your retirement with an IRA from Journey Federal Credit Union. You can choose from several IRA options, including Roth and Educational.

Certificate of Deposit (CD)

Certificates provide higher yields on your funds deposited with terms ranging from 6 months up to 60 months.

Certificates of Deposit (CD) and IRA Certificates
Effective Date: Tuesday, August 11th, 2020
TermInterest RateAPY*
6 Month 0.399% 0.40
12 Month 0.499% 0.50
No Penalty 14 Month 0.349% 0.35
     NO PENALTY Requires - $2,500 Minimum Deposit
18 Month 0.549% 0.55
24 Month 0.598% 0.60
36 Month 0.698% 0.70
48 Month 0.797% 0.80
60 Month 0.946% 0.95
1 Year Super Saver Certificate 0.349% 0.35

SUPER SAVER - Only a $25.00 minimum deposit! Plus, you can make additional deposits of $25.00 or more!!

*APY = Annual Percentage Yield.
$25.00 penalty for the Super Saver Certificate.
$500.00 minimum deposit for ALL Certificates except where otherwise disclosed; excluding Super Saver & No Penalty CD. Early withdrawal penalties: 90 days interest forfeited on 12 months and under; 180 days interest forfeited on 18 and 24 months. 365 days interest forfeited for 36, 48 and 60 months. See disclosure on specific details on individual accounts.Rates and Terms are subject to change at any time.

Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act
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