Building good credit is a long (and sometimes complicated) process. After graduating high school, it seems like you’re looking to buy your first car, and before you know it, the investment of buying a house is looming. If credit isn’t established before applying for auto loans, mortgages, or other financing, it could make approval near impossible. That’s why we’re committed to making your financial dreams a reality!
Introducing our new Credit Starter Loan! Building credit now and proving that you’re a responsible borrower will help you get the best rates when the time comes for your first big loan!
Apply today to start building credit & discover the possibilities it will bring!
If you need cash fast, we've got your alternative to payday lending! Get up to $500 for whatever you need from holiday shopping to paying off debt to a weekend getaway!
Your signature is all the security you need for a low-cost loan that can be used for anything you want…from a loan for a home computer to a loan for a vacation.
Any time you need money, you just take an advance off your pre-approved Line of Credit. Take an advance through the convenience of our online Home Banking (e*Teller) or through the convenience of your phone (Touch Tone Teller).
|Personal Loan Rates|
|Effective Date: Monday, June 17th, 2019|
|APR*||Max Term||Est. Monthly Payment|
|Max Loan Amount|
|Credit Starter Loan||12.00%||12 months||12 payments of $89.26||$1,000|
|Quick Cash Loan||18.00%||4 months||Minimum weekly payment $35/$65 bi-weekly||$500|
|$20 application fee applies to all Quick Cash loans regardless of credit. Discounts do not apply. Must have Credit Union checking account in good standing for at least 3 months.|
|Signature Loan||As low as 9.74%||60 months||60 payments of $21.21||$20,000|
|Share or CD Secured||2.50% over rate paid||Match to Maturity||Varies||$100,000|
|Personal Line of Credit||13.90%||Revolving||3.5% of outstanding balance
|$10,000 outstanding balance; minimum $40|
|Overdraft Protection||15.00%||Revolving||3.5% of outstanding balance; minimum $15||$200 outstanding balance; minimum $15|
|*APR = Annual Percentage Rate. As low as rate reflects 0.25% auto pay discount. Other rates & terms available. Rate subject to risk adjustment. Credit restrictions apply.|