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Journey Federal Credit Union



Personal Loans

Quick Cash Loans

If you need cash fast, we've got your alternative to payday lending! Get up to $500 for whatever you need from holiday shopping to paying off debt to a weekend getaway!

Unsecured/Signature Loans

Your signature is all the security you need for a low-cost loan that can be used for anything you want…from a loan for a home computer to a loan for a vacation.

Lines of Credit

Any time you need money, you just take an advance off your pre-approved Line of Credit. Take an advance through the convenience of our online Home Banking (e*Teller) or through the convenience of your phone (Touch Tone Teller).


Personal Loan Rates
Effective Date: Monday, May 29th, 2017
APR*Max TermEst. Monthly Payment
(per $1,000)
Max Loan Amount
Quick Cash Loan 18.00% 4 months Minimum weekly payment $35/$65 bi-weekly $500
$20 application fee applies to all Quick Cash loans regardless of credit. Discounts do not apply. Must have Credit Union checking account in good standing for at least 6 months.
Signature Loan 7.90% 36 months 36 payments of $31.40 $20,000
  8.90% 48 months 48 payments of $24.94 $20,000
  9.90% 60 months 60 payments of $21.29 $20,000
Share or CD Secured 2.50% over rate paid Match to Maturity Varies $100,000
Personal Line of Credit 13.90% Revolving 3.5% of outstanding balance
minimum $15
$10,000 outstanding balance; minimum $40
Overdraft Plus, Overdraft Protection 15.00% Revolving 3.5% of outstanding balance; minimum $15 $2,000 outstanding balance; minimum $40
*APR = Annual Percentage Rate. Rate subject to risk adjustment. Credit restrictions apply.

Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act
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