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Journey Federal Credit Union

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Can I get overdraft protection?

Yes - overdraft protection is a service made available to all members. Overdraft protection uses an alternate account as a source of funds in case they are not available in the checking account to clear outstanding items. These accounts include share accounts and line of credit loans. For associated fees, please see our Fee Schedule.

Overdraft privilege is also offered by the credit union, after meeting certain qualifications. If you should inadvertently overdraw your account, overdrafts can be covered up to your overdraft privilege limit. Should an item be paid in this manner, your account will be assessed a fee. For additional information on ODP, including limits, associated fees and how to opt-out, please see our ODP Disclosure.

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