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Journey Federal Credit Union

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Credit Cards

We offer three programs:

VISA® Platinum Classic Secured

VISA® Platinum Classic

VISA® Platinum Preferred

A VISA credit card from JFCU gives you all the convenience and worldwide acceptance of the most recognized name in credit cards, but at a much lower cost than other issuers:

With our Secured VISA credit card, the funds are held in your savings account to secure your charges while strengthening your credit!

APPLY NOW


Apple & Samsung Pay Available with Your CU VISA Credit Card

We are pleased to offer Apple & Samsung Pay to our VISA Credit Card holders! These are simple to use and available for both in store and in app purchases.

Credit Card Rates
Effective Date: Monday, June 17th, 2019
APR*Max TermEst. Monthly Payment
(per $1,000)
Max Loan Amount
Visa Platinum Classic Secured 12.99% Revolving 2.25% of outstanding balance; minimum $15 $500
Visa Platinum Classic 12.99% Revolving 2.25% of outstanding balance; minimum $15 $20,000
Visa Platinum Preferred 9.90% Revolving 2.25% of outstanding balance; minimum $15 $20,000
*APR = Annual Percentage Rate. Credit restrictions apply.

After hours:

If you need to report your VISA card lost or stolen after regular business hours or on the weekend, please call 1-800-991-4961. During the week you may call 1-800-828-3901 from 9 AM to 5 PM.

To report a lost or stolen ATM/Debit card after regular business hours or on the weekend, please call 1-800-417-8715.



Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act
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