Credit Starter Loan
Building good credit is a long (and sometimes complicated) process. After graduating high school, it seems like you’re looking to buy your first car, and before you know it, the investment of buying a house is looming. If credit isn’t established before applying for auto loans, mortgages, or other financing, it could make approval near impossible. That’s why we’re committed to making your financial dreams a reality!
Introducing our Credit Starter Loan! Building credit now and proving that you’re a responsible borrower will help you get the best rates when the time comes for your first big loan!
- Available to 18-21 year olds with no credit history
- Loan amounts from $300 to $1,000
- 12 month term
- Low fixed 12.00% APR
- Member for at least 3 months
- Proof of income required
Apply today to start building credit & discover the possibilities it will bring!
Quick Cash Loans
If you need cash fast, we've got your alternative to payday lending! Get up to $500 for whatever you need from holiday shopping to paying off debt to a weekend getaway!
Unsecured/Signature Loans
Your signature is all the security you need for a low-cost loan that can be used for anything you want…from a loan for a home computer to a loan for a vacation.
TAFTWIDESECTION#start#TAFTWIDESECTION
| Loan Type | APR* | Max Term | Est. Monthly Payment (per $1,000) | Max Loan Amount |
|---|---|---|---|---|
| Signature Loan | As low as 10.50% | 36 months | 36 payments of $32.50 | $15,000 |
| Share or CD Secured | 2.50% over rate paid | Match to Maturity | Varies | $100,000 |
| Credit Starter Loan | 12.00% | 12 months | 12 payments of $89.26 | $1,000 |
| Overdraft Line of Credit | 13.00% | Revolving | 3.5% of outstanding balance; minimum $15 | $200 outstanding balance; minimum $15 |
| Quick Cash Loan | 18.00% | 4 months | Minimum weekly payment $35/$65 bi-weekly | $500 |
| $20 application fee applies to all Quick Cash loans regardless of credit and whether or not loan is approved. Discounts do not apply. Must have Credit Union checking account in good standing for at least 3 months. | ||||
| *APR = Annual Percentage Rate. Other rates & terms available. Rate subject to risk adjustment. Credit restrictions apply. | ||||
